SEOUL, Jan. 28 (Xinhua) -- South Korean banks' loan delinquency ratio rose for the second consecutive month in November due to more new delinquent loans than bad loan settlements, financial watchdog data showed Wednesday.
The ratio of bank loans, at least one month overdue, to the total gained 0.02 percentage points from a month earlier to 0.60 percent at the end of November 2025, after swelling 0.07 percentage points in the previous month, according to the Financial Supervisory Service.
New delinquent loans reached 2.6 trillion won (about 1.8 billion U.S. dollars) in the cited month, higher than the settlement of non-performing loans worth 1.9 trillion won.
The delinquency ratio has roughly been on the rise after hitting a bottom of 0.20 percent in June 2022 on the back of lingering uncertainties over massive household debt.
Excluding the settled bad loan, the delinquency ratio for fresh bank loan was 0.11 percent in November, down from 0.12 percent in the previous month.
The delinquency ratio for bank corporate loan advanced 0.04 percentage points from a month earlier to 0.73 percent at the end of November, while the ratio for household loan added 0.02 percentage points to 0.44 percent. ■
